Group Loans
Solidarity lending for groups of 5–30 members who guarantee one another, secured by 20% collateral savings.
Licensed Microfinance Institution (MFI)
Capital that moves with your ambition.
NAAV Financial Services Ltd provides group loans, individual loans, salary loans and savings products designed for hardworking entrepreneurs, employees and communities.
200+
Clients served
24 hrs
Typical approval
20+
Active groups
98%
Repayment rate
Our Financial Services
Whether you borrow as a group, as an individual or against your salary, we structure every facility around what your income can comfortably carry.
Individual Loans
Working capital and asset finance for traders, farmers and small business owners ready to scale.
Salary Loans
Fast personal credit for employed clients, recovered conveniently from your monthly salary.
Savings & Fixed Deposits
Grow your money safely with target savings plans and competitive fixed deposit returns. Savings are designed for future borrowings and accrue interest at 5.5% p.a.
Advisory & Insurance
Practical business advisory, bookkeeping support and credit-life cover for peace of mind.
Why clients choose NAAV
Fast decisions
Most applications are assessed and approved within a single working day.
Fair, transparent pricing
Rates and fees are explained upfront. No hidden charges, ever.
Field officers near you
Our officers visit your business, so you spend less time in queues.
Responsible lending
We size every loan to your cash flow, with credit-life cover included.
Ready to take the next step?
Tell us a little about your business or employment and a loan officer will call you back with the options that fit best.
Start your application